"Isn't that a morbid title?" Why yes, it is, but it's an important topic. A lot of people, especially those from Alabama, are soon going to be flocking to Florida for the BCS Championship. That's about a 13 hour drive from central Alabama. It's a lot of mileage, a lot of sitting in the car, and a lot of "Are we there yets?" Miami is busy enough as it is, and it's probably going to be pretty hectic when all the fans and ticket holders rush in to see arguably the most exciting game of college football all year.
If at some point during your road trip (outlined in this map) you happen to fall asleep at the wheel, get into an accident, hit a pedestrian, or cause the death of someone by any other means, it's important to know what to do instead of just flying into a panic. Accidents happen, and you don't want to be like those individuals in The First 48 who bawl after a little police pressure, give everything up without a lawyer present, and end up in jail while the police smile at the camera.
No, you need to know your rights. You might feel terrible and that's understandble, and the police might throw threatening words like "vehicular manslaughter" at you. Even if you weren't drinking, on drugs, or doing anything else illegal (and moreso if you were), you still should have a lawyer present. It might have been an unavoidable accident and if so, say that to the officers but not much else. You want to be represented fairly and not get in any more trouble than you deserve to be in.
So, be safe in your travels and road trips, but if something awful happens, it's best to contact your insurance company and a lawyer right away. If you're feeling tired or unable to drive, let someone else in the car drive. If everyone needs some rest, stop on the way there and check into a hotel. Short on cash? Nap at a rest area. It's better to be safe than sorry.
Showing posts with label Lawyer. Show all posts
Showing posts with label Lawyer. Show all posts
Tuesday, December 25, 2012
Thursday, August 30, 2012
Making a Short Sale
If you are struggling to make the monthly mortgage payments
on your home, foreclosure is not your only option. In fact, it should be the
last options that you have left after you have exhausted all other avenues. A
foreclosure judgment against you will have a severe impact upon your credit for
years to come. It will make it difficult for you to secure housing after you are
forced to move out of your home. You do not have to face foreclosure; you can
still ask for a loan modification or seek out short sale help in
order to reduce your monthly payments to something that is more manageable.
The last thing that a mortgage lender wants to do is go
through the expensive and lengthy process of a foreclosure. They have to pay
court costs and man hours for foreclosures. These lenders would much rather
come to some sort of agreement or settlement in order to satisfy the debt
without a foreclosure, especially given the high number of homes that are going
through foreclosure proceedings right now. Your lender will be much more apt to
reach some type of settlement with you then have to go through the back logged
courts. A loan modification or some short sale help will get you back in
control of your finances and out of the stressful situation that you are in.
If you are interested in obtaining a loan modification or
some short sale help then it is imperative that you enlist the services of a
skilled and professional lawyer to represent you. Your lawyer will deal with
your mortgage lender and try to work out some type of deal so that you do not
have to foreclose on your home. Make sure that you research the lawyer that you
are hiring to make sure that they have the experience and knowledge needed to
get you a successful outcome.
The right lawyer will be able to negotiate with the mortgage
company and come up with a reduction in your monthly loan payment if you have
your loan modified. Or, in the case of a short sale, your lawyer will
significantly reduce and possibly eliminate the amount of money that you owe
your lender. Don't go into the situation blind, get the right information to come out on top.
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